Tools
Colorado Springs Affordability Calculator
See what a home really costs a Colorado Springs buyer. Change the price, rate, loan type or buydown and everything updates. Starts with the 2026 median price ($465,100) and the median household income (about $96,632, estimated).
Price
Loan type
Rate — 7.03%
Seller-paid buydown
Affordability index
81
100 = the median household can exactly afford it
Monthly payment
$2,483
no mortgage insurance
Down payment
$93,020
Income needed
$119,182
30.8% of median income
Principal, interest and mortgage insurance only. Taxes and homeowners insurance aren't included. Every 0.25% in rate moves the payment on the median home by about $60 a month. For educational use only.
Read the full Colorado Springs Affordability Index
Want numbers run for a specific listing or buyer? Call Ben Gosz at 719.602.9431 or email ben.gosz@ctt.com.